How To Go About Caravan Repairs And Buying Used Caravans

It is always nice to recall the days when a British holiday meant camping in a farmers field or beside the sea when the whole family trooped into a car with a caravan in tow, the children playing in the fresh air while you having dinner under the blue sky. This can be done again in style as it is making a come-back. British people across the country are making use of caravan trips during their summer vacations as the caravans are easy to pitch, are sources of great enjoyment and a sure-shot way to be able to lodge close to tourist destination. Due to the fact that the new caravans are expensive the used caravan selling business and the caravan repairing services are seeing an all time hike in their businesses.

To get a true taste of freedom, caravaning is the best way and even more profiting when travelling in a used caravan. Some sound advice is required regarding the use of the caravan and you can be sure of having a great trip wherever you feel like, the hills or the sea. However you must ensure that the caravan is in proper working condition or else the trip can be seriously hampered due the rains of UK.

It is always safer to buy caravans from reputed dealers and not from private individuals to ensure the quality of the caravan. You must be as careful about buying a caravan as you are about buying a second-hand car. It is advisable to buy from a business firm and get a receipt so as to make the law able to help you in the case of any legal problem. Even the best caravan repair services in the world cannot repair a caravan that has had a long-disregarded broken seam.

Caravans can provide a good place for an outdoor holiday only in sunny weather when it is warm and dry. Dampness does it harm in a major way. When the caravan is bought and it has been put to use it is an essential thing to bear in mind the condition of the caravan itself. The caravan must visit the caravan repair shop at the first signs of any damage such as a damp ingress or a cracked window seal to get the damage fixed.

Caravans’ repairs can be easily done by an expert if the damages are found out in time. The unsaid norm followed by all caravan owners is that the damage must be found out quickly and repairs must be done immediately. Instead of waiting for a damp ingress to spread over the whole ceiling and the walls it is better to take it to a caravan repairs shop and get it repaired. This will save both money and the caravan itself.

Let this information not dampen your spirits of a British holiday because caravans are mostly enjoyable provided you make your purchase from a reputed dealer. Remember to take the caravan for repairs whenever necessary as this will go a long way to keep the caravan in a great state.

Caravan Insurance Brokers Can Save You Money

Caravan insurance brokers can save you a great deal of money on the cost of your insurance. They will be able to shop around on your behalf with some of the top UK insurance providers to find you the most competitive premiums so that you can take your time and compare the cost along with the features of the cover. Comparing features is essential if you are to get the best protection for your needs with all the features you need and these features can vary depending on whether you want static insurance or touring caravan insurance.

When it comes to saving money on your caravan insurance then there are many things that you could do to help you keep down the cost of the insurance. The first thing that you can give some consideration to is paying out more in excess than what the insurance company asks for. All insurance providers will state a minimum amount of excess that you would have to pay in the event that you had to make a claim before they will take over and pay the rest. By offering to pay out more in excess you will keep down the cost of the insurance but you would need to remember that this sum of money would need to come out of your own pocket in a lump sum. You also have to take into account that if you were unlucky enough to have to make a claim on the insurance you could lose out.

Some insurance providers will allow you to pay for the insurance in monthly installments by direct debit. However if you can pay for the insurance in a lump sum yearly then you can make savings on your policy.

Never be tempted just to renew your caravan insurance year after year. Just because you got a great deal on the insurance one year it does not necessarily mean that you will get the same this year with the same provider. By allowing a broker to search around for you savings could made.

Another great way to make savings before applying for cover with caravan insurance brokers is to ensure you have safety measures in place. The safer your caravan is then the harder it would be for individuals to break in. Therefore installing an alarm system, window and door locks can also help to keep down the cost of the insurance. Installing a smoke alarm will also help towards keeping down the cost of the insurance.

While you do want to make savings on your caravan insurance it is imperative to get the right cover. For instance if you rent out your caravan then you would need insurance that would protect against a loss of rental income if your caravan was damaged and you could not rent it while it was being repaired. If you were travelling around in a touring caravan then you would have to decide if you wanted European cover included in the policy before approaching caravan insurance brokers to find your quote. This is essential if you are planning on touring around Europe as it would pay out for recovery and repairs of your caravan. It would also pay out for you to stay in alternative accommodation while your caravan was being repaired. Without European cover you could have to pay a substantial amount of money out of your own pocket.

Buying and Insuring a Static Caravan

Owning a static caravan is a great way to take more holidays, at much shorter notice, and much cheaper than is normally possible.

However, if you’re thinking of buying a static caravan, then there are a number of things you should you should consider prior to investing your hard-earned money.

Unlike touring caravans, static caravans are subject to a number of geographical risks in the site where it is kept. The risk of such unforeseen events as falling trees, storms and flooding are overlooked by many people, despite how commonly they occur. There is also the risk that during the winter pipes can freeze and burst causing major headaches to static caravan owners.

When you have found a site you are interested in, it is important that you check with the owners whether the site has ever been subject to flood or storm damage. If it has then this could prevent you getting reasonably priced static caravan insurance for a caravan on the site.

Even if the site owners say it has not suffered flooding you should also check if the site is in an area that is at risk of flooding. To do this you need to know the post code of the site. If the site is in England or Wales, visit the Environment Agency website and input the post code into the box on the right hand side of the screen. If the site is in Scotland then you should check on then Scottish Environment Protection Agency website.

You can also check on Google maps to identify more precisely where the site and particular caravans are and then refer back to the flood map for a more precise indicator to the flooding risk presented. Areas that in particular can be problematic in terms of insurance because of flooding are Norfolk and Lincolnshire, low-lying coastal areas of North Wales, and sites close to major rivers such as the Avon and the Severn rivers.

You will find that nearly all static caravan/holiday home sales are of sited caravans. The sale will be made either by the owner in the case of a second-hand caravan (with the permission of the site owner), or by the site owner themselves.

Occasionally it may be possible to buy a site without a van upon it an arrange with the site owner to have it sited there. In such circumstances they will expect a significant payment for allowing the siting of a caravan as they would have expected to make a profit on the sale of a sited caravan.

As a result you will pay thousands of pounds more for a sited caravan than an unsighted caravan. But you should bear in mind that the amount of insurance should cover the true unsighted retail price of the caravan plus the cost of resiting a replacement caravan, along with the value of any additions such as storage containers, sheds and verandas, if it is damaged beyond repair or destroyed. You should also include an amount to cover contents and replacement of any equipment. You will find that some policies require that you include costs required for site clearance also.

In your contract there will be rules dictating what must happen in the event of your caravan being destroyed. This may be that the caravan must be replaced with a brand new equivalent model of caravan. If this is the case then you should buy a new-for-old caravan insurance policy, otherwise you may find that your policy falls an expensive way short of what is required.

You should bear in mind that signing up for a static caravan should not be undertaken lightly. The contract can be onerous, and you should seriously consider getting a solicitor to look over it, and make sure that you fully understand what you are signing up to before you put pen to paper. You should in particular make sure that:

  • You have security of tenure
  • You understand what will happen if you ever want to sell the caravan, and are happy with it.
  • You check if there are rules that force you to buy a new caravan after a set number of years.

A very useful publication from the Office of Fair Trading called “Guidance on unfair terms in holiday caravan agreements” can be found at their website.

If you do purchase a static caravan with the intention of renting it to people then you should ensure your insurance policy protects you against loss of income should your caravan should become uninhabitable. If you don’t then you could be hit with a nasty double whammy: the excess of any repairs; plus the loss of income while the caravan is being repaired.

You should also have liability insurance if you rent your caravan to people. Should someone get hurt as a result of something that is deemed to be your fault, then you could have the misfortune of finding yourself thousands of pounds out of pocket. Liability protection will make sure that any medical and court costs you may incur as the result of such an accident will be paid for.

Make sure that you get yourself informed if you are thinking of buying a static caravan, and make sure you have the right insurance policy. As with most things in life it is always better to shop around for your static caravan insurance, as this could save you a good deal of money. There are a number of excellent insurers on the market, ready to offer you just what you need.